We know that teamwork is how fire and rescue emergency responders get things done. Trust is a big part of that. The Commercial Lending team is unwavering in our commitment to serving first responders with integrity.


Bill Carter

Director, Fire and Rescue

Bill Carter has been involved with lending to the fire and rescue community at Commercial Lending for more than a decade. “Assisting these volunteers with the process of obtaining the resources they need to do their jobs safely is a real honor,” Bill noted.

A lifelong North Carolinian, Bill has had the opportunity to meet hundreds of first responders across the state. And even though he’s spent many hours with firefighters at meetings, dinners and get-togethers, Bill says his time with the firefighting community really took on new meaning when he became the Financial Director for the North Carolina Fallen Firefighters Foundation.

“For me, the NCFFF is a calling. I volunteer because I have a profound respect for firefighters and the code they live by. The NCFFF provides support to firefighters and their families in the event of a line-of-duty death. The organization helps coordinate details that honor a fallen firefighter and provides support to the grieving family. It’s my privilege to serve the firefighting community in this manner.”

Bill is married and has three children and three grandchildren.

Some facts you might not know about Bill

  • He’s a music lover who plays and collects guitars - Martin, Gibson, Gretsch and Fender.
  • He has more than 1,400 titles in his vinyl record collection.
  • His nickname in college? “Fireman.”

Sherrod Warwick

Commercial Lending Manager

When Sherrod Warwick tells fire chiefs and fire board members he understands their concerns, they know he’s sincere. That’s because Sherrod volunteered in the fire service as an active firefighter until 2016 and still serves on the Board of Directors of his fire department.

When asked about his involvement in the fire community, Sherrod stated, “It’s been rewarding to be a part of a brotherhood with members so devoted to others that they are willing to commit their time and energy, and risk their lives in order to help people.”

Sherrod’s career in financing spans 42 years, 5 of them with LGFCU Commercial Lending. “Our service is important to the fire and rescue community because we understand the day-to-day challenges faced in the fire service. Plus, we have the knowledge and the willingness to take the time to advise each customer.”

A native of Spivey’s Corner, Sherrod is married, with two children and four grandchildren.

Some facts you might not know about Sherrod

  • Sherrod has served in the fire community for 50 years.
  • He loves shag dancing and beach music.
  • Sherrod enjoys completing home improvement projects.

Jason Rackley 

Senior Commercial Loan Officer

Helping the fire community is second nature to Jason Rackley. “The concerns of the firefighting community hit close to home for me, because my father-in-law is a retired Assistant Chief of the Lumberton Fire Department and is an active volunteer firefighter.”

That’s one of the reasons Jason chose to leave the banking world after 14 years and join LGFCU Commercial Lending in 2014. “My former role at a bank limited my opportunity to build relationships, but now I have the ability to truly help the fire community finance what they need,” he said.

Jason recalls the time when one North Carolina fire department had challenges halfway through the construction of a new building. He worked with them to find a solution that allowed construction to continue. A few months later, the project was completed.

A native North Carolinian, Jason is married and has a daughter.

Some facts you might not know about Jason

  • His college degree is in Fisheries and Wildlife Management.
  • He’s an avid outdoorsman who enjoys deer hunting, duck hunting, target shooting, archery, fishing, and hiking.

Loren Pittman

Senior Commercial Loan Officer  

Loren has worked in lending for about 20 years, nearly 8 of them at LGFCU Commercial Lending. He says he loves working with the fire and rescue community because the relationships allow him to dig deeper into the Credit Union’s mission. “Our mission is to improve the lives of members and communities,” Loren explained. “What better way to do that than provide funds to fire departments to help purchase lifesaving equipment? It helps the departments and the communities they serve.”

He also noted that he enjoys the challenge of finding a custom solution that works for each department. “It’s very important for us to respond quickly to meet a fire department’s demanding deadlines for equipment and truck purchases. However, I do take additional time to offer financing alternatives and help our members with a plan.”

Loren and his wife have two daughters.

Some facts you might not know about Loren

  • He collects rare, out-of-print books.
  • He also collects receivers and amplifiers from the 60s, 70s and 80s.
  • He met his wife at college and they discovered that she had once lived two houses away from his childhood home. They never had a chance to meet as children because she moved from the neighborhood one year before Loren arrived.

Here are a few organizations
who’ve put their trust in us

With member business loans spread across 85 counties and counting, our team aims to serve organizations in every corner of all 100 North Carolina counties.

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Champion Volunteer
Fire Department, Inc.

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Union Cross
of Forsyth County, Inc.

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Riceville Volunteer
Fire Department, Incorporated

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Rockwell Rural
Fire Department, Incorporated

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Lake Norman Volunteer
Fire and Rescue Department

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Ridgeway Volunteer
Rural Fire Association, Inc.

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South Edgecombe
Rural Fire Department

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North Lenoir Fire
Protection Assoc, Inc.

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Saulston Volunteer
Fire Department, Inc.

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Deep Branch Volunteer
Fire Department, Inc.