What We Do

Whether you want to make a purchase or refinance an existing loan, LGFCU Commercial Lending can do it! We finance real estate, apparatus and equipment for North Carolina Fire, Rescue, and EMS Departments. If you need it, chances are our commercial loan officers can help you finance it!

People Are Talking

Our loan was a refinance, and we couldn't have been more pleased with the service and convenience.
David Cates
Chief, Western Wake Fire Rescue

Types of Loans


If you use it to do your job, we will finance it.
  • Fire trucks
  • Rescue trucks
  • Ambulances
  • Police vehicles
  • Utility trucks


This covers a wide range of things such as:
  • Turnout gear
  • Air packs
  • Furniture
  • Communications equipment
  • …and so much more. Just ask!

Real Estate

Including fire stations, rescue squads, land, municipal buildings and more. The following fees may apply (varied by location).
  • Appraisal Fee
  • Title Insurance
  • Attorney Fee
  • Flood Determination
  • Recording Fees


Additional items may also include:
  • Performance Bond
  • Construction Contract
  • Contractor License
  • Plans and Specs

Our Loans Feature:

We've made over 375 commercial loans primarily to Rescue, EMS and Fire departments all across the state. We're ready to put our experience to work for you, too.
Let's Get Started
  • No origination or lender fees
  • No prepayment penalties
  • Simple application process (download our one-page application)

Current Rates

For the latest rate information please speak to one of our Commercial Loan Officers at 800.344.4846.

Rates are subject to change.


  • All rates are fixed
  • We offer terms up to 20 years with payments amortized up to 30 years
  • Payment options include monthly, quarterly, semiannual or annual